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THE INVESTMENT LANDSCAPE FOR AMERICANS IN ASIALiving in China is a life-changing experience. At Olivar & Greb Capital Management (O&G), we understand both the challenges and rewards of being an American expatriate, which is why we are passionate about providing full financial services, with a familiar approach.
Our goal is to raise the bar for all financial advisers in Asia, providing the same level of exceptional service to our clients as they would experience at home in the United States. From managing tax efficient retirement accounts, to helping with legal and tax issues, we provide a fully comprehensive service for American Citizens in Asia. Our mission is to provide the same level of exceptional service to our clients as they would experience at home in the United States. |
Services Include:
Tax Efficient Retirement Accounts
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O&G understands the importance of having a secure financial situation both overseas and at home, while remaining financially secure through retirement. We specialize in helping Americans get the most out of their tax deferred retirement plans.
TRADITIONAL IRA
A Traditional IRA is the foundation of a successful retirement strategy, and provides significant tax benefits in retirement. Our team develops a proper asset allocation within this tax-deferred account, taking into consideration the unique details of each individual. ROTH IRA
A Roth IRA also provides a variety of tax benefits, and its usually more suitable for clients who are starting their investing journey. Contributions are taxed up-front, and all future future gains are tax-free. Our team curates an asset allocation that maximizes this tail-end tax benefit, and determines if and when a transition to a Traditional IRA is more effective. 401K Rollover
An employer sponsored 401K is a great tool to build your retirement foundation. O&G seamlessly rolls these plans into a consolidated retirement strategy, all within the same platform. Inter=grated management of retirement accounts allows for tax efficient investment returns, and greater piece of mind. COMPANY STOCK OPTION MANAGEMENT (ESOPS)
Company stock option compensation packages are effective in retaining and attracting high quality talent. O&G helps you manage these holdings by maximizing tax and vesting benefits. ADDITIONAL TAX ADVANTAGED ACCOUNTS
403(b) SIMPLIFIED EMPLOYEE PENSION (SEP) PLAN HEALTH SAVINGS ACCOUNT (HSA) 457 STATE AND GOVERNMENT PLANS |
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Education Savings Plans
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With college costs continuing to rise year after year, financing higher education can be a challenge. Fortunately, there are sound strategies you can use to save for college expenses for your children, while still focusing on retirement. Additionally, you may benefit from specific tax advantages by contributing to college saving plans.
529 College Savings plan
529 plans are generally state-sponsored, and permit after-tax contributions that grow tax-free. Once funds withdrawn and used - towards qualified college expenses at an eligible educational institution - they are free from federal and, in many cases, state income taxes. Coverdell education savings accounts
Similar to 529 Savings Plans, coverdell accounts take advantage of federal tax-free earnings. They allow maximum investment flexibility. Account asset can be held in stocks, bonds, mutual funds, certificates of deposit and a variety of investment types. UTMA & ugma accounts
The accounts typically allow stock, bond and mutual fund investments. However, they do not allow higher-risk investments like stock options or buying on margin. Because the assets are considered the property of the minor, a certain amount of investment income will go untaxed while an equal amount is taxed at the child's tax rate, instead of that of the parents. |
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Tax Services
Many expatriates encounter problems and confusion regarding tax and accounting. It is essential to find a trusted, qualified tax advisor that can cater to your unique requirements.
Service Include:
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Legal Services
It is important to have a willful and strong legal team for any American living abroad. With ever-changing Chinese laws, a team on the ground can save significant time and money. Our lawyers specialize in a wide range of services, including:
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Estate Planning
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International Wills & Trusts
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Insurances
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A will is one of the most important documents you will ever sign, ensuring your loved ones are cared for financially. Many United States citizens living in China have accumulated assets in multiple jurisdictions, and these assets should be structured in the most tax-efficient manner.
A trust is a fiduciary arrangement that allows a third party or trustee to hold assets on behalf of a beneficiary or beneficiaries. They offer tax benefits, in addition to estate planning benefits, with the ability to avoid probate and transfer assets efficiently. Services Include:
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Insurance abroad can differ drastically from in the United States. It is very important to do your due diligence in finding the correct insurance to protect yourself and your family. Our team is capable of providing the following services for Americans abroad:
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Talk to us directly: |
Follow us: |
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Boston, USA: +1.508.598.7590
[email protected] Framingham Massachusetts, 01701, United States of America
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