Olivar & Greb Capital Management
  • About Us
  • Our Services
    • Investment Management >
      • Retirement Planning
      • Executive Compensation Management
      • Education Planning
      • Trust & Estate Planning
    • U.S. Tax Services
    • American Expat Services
  • CLIENT PORTALS
    • SCHWAB LOGIN
    • INTERACTIVE BROKERS LOGIN
  • Contact Us
  • Community
    • Volunteer & Non Profit
    • The Value Investor's Library

Education Planning

The Education Planning Process

College tuition costs can be a massive financial burden. According to the Federal Reserve, the total amount of student debt is now over 1.3 Trillion Dollars. With the average private university costing $33,000 USD per year, it pays to get a head start on higher education savings. 

Olivar & Greb Capital Management provides long term, intelligent advice for families with the proactive mindset to start saving for their children's future. 
Education planning

We use a 4-step process to college financial planning.  Read below to learn more about our
​personalized approach:

Step 1: DETERMINE YOUR SITUATION

You'll sit down with our team for an initial "fact find" meeting. Here we'll go through all the details of your individual situation such as:
  • Future Funds Needed
  • Time horizon
  • Household Cash Flow Statement and Balance Sheet
  • Current Asset Allocation
Picture

Step 2: PRESENT AN ACTION-ORIENTED PLAN

Once our team has fully researched and analyzed your individual situation, we present your options to you in a report that details an action plan of how to proceed. 

In this report we detail:
  • ​Our proposed asset allocation plan for the duration of the plan
  • The minimum monthly contribution needed to reach your goal
  • Projected household cashflow statements
Picture

Step 3: PORTFOLIO & STRATEGY MANAGEMENT

Our investment and research teams break down your plan into three phases. Our experienced investment team shifts your portfolio from growth to capital preservation as college approaches. Using proprietary research and portfolio construction, our dedicated team of investment professionals creates a portfolio that will cater to your specific situation.  Learn more below:
​

Multi Phase Management Approach

Our team preserves and grows client wealth for education purposes in a three phase process. As time nears closer to when the capital is needed, we ratchet the holdings risk level lower. This means we start with higher allocations of equity, and slowly move towards money market or fixed income. 
Picture
Picture

Phase 1: Growth

The growth phase is the most aggressive part of your savings plan.  Here, we seek to provide high annual returns, which gives your funds the opportunity to grow significantly.  
Picture

Phase 2: Accumulation

This phase is defined by its balanced asset allocation.  While your portfolio is still heavily invested in equities, your funds are slowly shifted to fixed income.  The purpose of this is to lower the risk as you get closer to needing these funds.  
Picture

Phase 3: Preservation

The time to use your funds is near, and therefore the risk level on your investments should be decreased dramatically. We employ a larger amount of our portfolio into the money market, cash, and fixed income securities to provide capital preservation.
Picture

Step 4: DEPLOY FUNDS TO COLLEGE

The final stage is here.  We will continue to manage your portfolio while investing in safe, interest bearing securities to maximize your returns while your child is still in college. 
College funds

Talk to us directly:

Follow us: 

Boston, USA: +1.508.598.7590
client.services@olivar-greb.com
Olivar & Greb Capital Management, LLC
US Registered Advisory CRD#: 285905
​
Framingham, Massachusetts, 01701, United States of America
​
Check the background of this investment professional on FINRA BrokerCheck
Disclosures | Business Continuity Plan | Privacy Policy | Table of Fees for Services | Copyright 2023
  • About Us
  • Our Services
    • Investment Management >
      • Retirement Planning
      • Executive Compensation Management
      • Education Planning
      • Trust & Estate Planning
    • U.S. Tax Services
    • American Expat Services
  • CLIENT PORTALS
    • SCHWAB LOGIN
    • INTERACTIVE BROKERS LOGIN
  • Contact Us
  • Community
    • Volunteer & Non Profit
    • The Value Investor's Library